First-Time Homebuyer Program


	Community Development 275 Alexander Street 2nd Floor, Alexander Community Center Cheektowaga, NY 14211 (716) 897-7200 Fax: 897-7204

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Town of Cheektowaga - Community Development


	First-Time Homebuyer Program “THE FIRST-TIME HOMEBUYER PROGRAM IS CURRENTLY OUT OF FUNDS. WE NO LONGER MAINTAIN A WAITING LIST FOR THIS PROGRAM. Please check back on a periodic basis to see if additional funds have become available.“ The goal of the First-Time HomeBuyer Program is to expand home-ownership opportunities for qualified low-to-moderate income households. The Town, through the Amherst-Cheektowaga-Tonawanda HOME Consortium, provides deferred, 0% loans of $5,000 to income-eligible homebuyers to cover closing costs associated with the purchase of their first home. A lien is placed on the home to secure the loan. Repayment of the loan is due upon sale of the house, transfer of title, refinancing of the original mortgage, when a home equity loan/line of credit is secured, or when the homeowner ceases to occupy the house as a primary place of residence. Loan funds that are repaid are used to replenish the program’s first-time homebuyer fund, thereby enabling the Town to assist future low-to-moderate income first-time homebuyers. More detailed information about the program can be found in the First-Time Homebuyer Program Guidelines and the Program Fact Sheet. First-Time Homebuyer Program Guidelines (link coming soon) Additional Resources Housing and Mortgages on Affordable Housing - http://www.mortgageloan.com/affordable /

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	Citizen Action Request SNOW PLOWING and STREET LIGHT CONCERNS also: NON-EMERGENCY ISSUES, COMMENTS AND SUGGESTIONS (reviewed M-F during normal business hours only) Housing and Building Complaints ex: high grass, property maintenance items, unregistered cars (instructions)